Jul 31, 2022
In Welcome to the Forum
I suggest Dr. Chen to classify expenses such as insurance, living expenses, transportation, education, etc., clearly define the monthly ratio, and set the minimum of these expenses based on the average monthly income. With limited "expenses", unnecessary waste caused by various expenses can be avoided. . Saving unnecessary job email list expenses will have the opportunity to have a compound interest effect. This is a thinking that high-income groups are easy to ignore, so it is easier to overspend in various expenditure items. Even if the income is high, in the end, like many people, they will not be able to make ends meet. Regarding Dr. Chen's current financial situation, I think it is more necessary to conduct an in-depth "insurance health check" for him immediately than to make ends meet! The entire family’s medical and accident insurance costs are as high as 40,000 yuan per month, which is significantly higher than the cost of the burden and does not meet the opportunity cost.